If a creditor has a judgment against you and is garnishing your wages, you may be able to reduce or stop it — especially if you support a family. Here’s how it works in California.
How garnishment happens
After winning a lawsuit, a creditor can get an earnings withholding order and take up to 25% of your disposable wages (sometimes less). It starts after a judgment, not before.
File a Claim of Exemption
You can file a Claim of Exemption (WG-006) with a financial statement showing the garnishment leaves you unable to cover basic living expenses. If you are the head of household, more of your wages may be protected.
Other options
You may also negotiate a payment plan, challenge an improper judgment, or, if debts are overwhelming, consider bankruptcy (which can stop garnishment via the automatic stay).
How Curbside Legal helps
We prepare your Claim of Exemption and financial statement, court-ready. See pricing or start your intake.
Curbside Legal is a legal document preparation service, not a law firm, and does not provide legal advice. Court fees are separate.